KIDS
1. When looking for toys, party favors, and school supplies, make it a habit to see if the manufacturer or supplier information is printed on the packaging. If you go straight to them, you can save up to 20 or 30 percent.
2. Don’t throw away broken crayons. Put them all in a box where your children can search for a replacement when they’re missing a color. This saves you from buying several boxes in one year.
3. If you know someone who works in a manufacturing or pharmaceutical company, ask them to buy you products you will need like pambaon or vitamins, which you can purchase at company price. This will mean a sale for them and savings for you.
4. When your kids have grown up, just hire a part-time helper to wash and iron clothes. That way, you don’t have to pay for the salary of a full-time maid.
HOME
5. Use bright and glossy paint on walls to minimize the use of lights. Electric consumption can be reduced by at least 15 percent.
6. Clean bulbs regularly to keep them bright thus requiring fewer lamps.
7. Clean the air conditioner filter to lower power consumption.
8. When watering plants, use a dipper or tabo instead of a hose; this cuts water consumption.
9. Instead of taking the car to a car wash, just buy a hose and a sponge and do it at home. You can save cash and gas, and get some exercise too!
10. Instead of buying black trash bags, recycle the grocery bags. You get to save, and you get to do something environment-friendly too.
11. To lower your water bill, wash plates in a basin instead of washing directly under the faucet. Also, don’t throw out water used for cleaning bigas—use it to water your orchids because it also fertilizes.
FOOD
12. Make your own pizza at home instead of having it delivered. Buy the crust and ingredients when you do your groceries, store them properly, and make your pizza whenever you want.
13. Plant your own spices and vegetables (like tomato,kangkong, kalabasa, andampalaya) so that you can just get some when you need them for your cooking.
14. For bread and pastry lovers, visit your favorite bread shop an hour or two before closing time when prices are slashed by 20 to 50 percent to avoid spoilage. Some even offer the breads at "buy one, take one." Check out the bread section at supermarkets and hotel bake shops too.
15. If your kids like cupcakes, rolls, and muffins, instead of taking out high-priced cinnamon rolls and other yummies, ask them to pick out their favorite bran muffin flavors from the supermarket. Schedule a weekend afternoon and help them bake their choice. Wrap the muffins in wax paper for them to bring to school as baon for the week. You get to save, and they get to have a sense of accomplishment as well.
WORK
16. If you and your hubby work somewhere where the parking fees are expensive, make it a point to prepare lunch baon for both of you. That way, you won’t have to spend for food and your only shared expense at the end of the day is parking.
17. Don’t trash old memos and reports; use the back of the bond paper as scratch. Also, try using first-class newsprint paper in making inter-office reports. Newsprint is cheaper than bond paper.
18. There are plenty of opportunities for moonlighting. By sacrificing even just one hour of your time daily—for tasks such as tutoring a neighbor’s child, making bead jewelry, or selling insurance, real estate, or beauty products—you will earn extra money. If you go the selling route, you can also avail of the products you sell at discounted prices.
19. No malling on weekends! By avoiding the malls, you keep control of your hard-earned bucks as well as your sanity. Stay at home instead. If you’re a working mom, this is the perfect time to do some catching up. Review the week’s lessons with your children, rearrange the furniture, work in the garden, etc. You will feel relaxed knowing that the day is well spent—and that y
RECREATION
20. Have a get-together in each assigned house within your circle of friends every weekend. Divide the expenses or simply do pot-luck. This is less expensive (and you can bond more) than hanging out in pricey establishments.
21. Instead of renting or buying DVDs, borrow from friends who collect movies and even swap collections. This way, you can all cut down on spending and generate some savings.
22. Save money by subscribing to your favorite magazines. Subscriptions are offered at a lower rate, about 20 percent less. You’ll spend less energy too because you don’t have to go out and buy; it’s delivered right to your doorstep.
23. Instead of going to the salon for a foot spa, facial, body massage, etc., buy your own lotions and tools for these kinds of treatments and do it at home.
Ssource: FN
0 comments:
Post a Comment